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Tarjeta de prepago Xbox Live

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Saludos. Tengo una gran duda: ¿cuando se adquiere una tarjeta de prepago para Xbox Live es necesario ingresar un número de tarjeta de crédito para activarla?
Me parece que no debería ser necesario, pero la duda me surgió al ver la descripción de producto que ponen en la página de Game Planet:
 "...se requiere tarjeta de crédito para poder activar tu cuenta, pero no se
te va a hacer ningún cargo durante los próximos 12 meses."
Y ya de paso ¿dónde me sugieren comprar el prepago?

Gracias.

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